Republic Financial Holdings records US$225M profit for nine-month period
REPUBLIC Financial Holdings Limited (RFHL) has reported a profit after-tax and non-controlling interest of US$225 million for the nine-month period ended June 30, 2025, marking a solid

1.7 per cent compound annual growth rate in profit since 2020.

The Group’s strong performance comes amid what Chairman Vincent A. Pereira described as “a challenging global operating environment”.
According to a statement, he credited the group’s “resilient, strong diversified business model and prudent risk management” for the consistent growth.
Pereira said that RFHL’s core banking operations showed continued momentum, buoyed by growth in net interest income and improved customer engagement across key markets.
The Group also made strategic investments in digital and data platforms and customer relationship enhancement across its subsidiaries.
“Our performance is testament to the commitment of our teams across all our subsidiaries,” Pereira said in his statement.

“Our asset base remains robust, reinforced by strong capital positions and healthy liquidity buffers, which continue to support our long-term strategy,” he added.
As part of its regional expansion strategy, RFHL also completed its acquisition of the remaining shareholding in Cayman National Corporation in the Cayman Islands.
The deal closed on July 29, 2025. Reflecting confidence in the Group’s outlook, the Board of Directors declared a third interim dividend of US$0.15 per share, payable on August 29, 2025 to shareholders on record as of August 15.

“We remain confident in our ability to adapt and deliver long-term value,” Pereira said, adding that the Group would maintain its focus on “operational efficiency, employee management, risk discipline, and delivering superior customer experiences”, as it aims to become a more agile and future-ready organisation.
Pereira also expressed appreciation to the Group’s employees, customers, shareholders, and regulators “for their continued support”.